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With Long-Term Care Insurance – Does Size Matter?


For many Americans, bigger means better.

We want a Grande Mocha Frappuccino, Biggie Diet Coke, or Double Big Mac. We want big back yards and large SUVs. We want lots of big things, but American’s also love low prices.

When it comes to Long-Term Care Insurance, does size matter when considering the financial costs and burdens associated with aging and health?

“The nice thing with affordable Long-Term Care Insurance is it is custom designed,” said Matt McCann, a nationally known expert of LTC planning and products. “You get to decide the types of benefits to include in your policy. Even small policies offer tremendous value.”

Long-Term Care Insurance greatly reduces the stress and burden that families typically face faces when a loved one requires extended care due to an illness, accident or the impact of aging,

McCann says a specialist, like himself, will ask many questions about an individual’s health, family history, and financial information to match them with the best policy options. If you live in one of the 45 states that offer Partnership Long-Term Care Insurance policies, even a small plan provides substantial asset protection.

“Planning for long-term care is also not just about money. Many people fail to understand the emotional and physical impact that long-term care has on their families. When you have a policy in place, it gives your family the time to be family. A small plan still offers huge benefits for your loved ones,” McCann said.

Many people fail to plan until they require help with daily activities or supervision due to dementia. The failure to plan creates a family crisis and places the burden and costs of caregiving on the family.

“Good decisions are hardly ever made in crisis management,” said McCann. “You might not make the same decisions as your adult children. You should be concerned as to the type and quality of your future care and the liquidation of your savings and investments to pay for this care. When you have an advance plan, you maintain control and independence. This gives everyone peace of mind,” McCann explained.

McCann notes that there are several types of policies available and many policy designs. He provides accurate quotes and professional recommendations to consumers nationwide. His clients view his computer screen on their computers or tablets remotely. Not only do they get educated about their options, they are able to shop all the major companies quick and easily and without pressure – all from the safety of their home.

Start your research before you retire. McCann recommends you start your research with this guide to long-term care planning: He also recommends visiting his website with its many resources:

McCann Insurance Services: 866.751.7957: