Shocking Signs that a Person May Need Long-Term Care Services

You may not be worried about getting older or needing help with everyday activities of daily life. You may think you’ll never have a cognitive decline either.

That is the typical reaction when discussing longevity and future extended care needs. Facts suggest the risk for future extended care needs is high, and certain signs can develop prior to needing long-term care.

“The main reason many people avoid planning for the financial costs and burdens of aging is they think it won’t happen to them. Frankly, they are in denial,” said Matt McCann, one of the nation’s leading experts on Long-Term Care Insurance and planning.

McCann notes a few of the most common signs that families will notice before a need for care:

Personality change – Often, these changes can be startling to family and friends. Mood swings can also isolate the person from the rest of the family. This could be a sign of cognitive decline.

Weight loss or gain – While physical health issues and age may limit activity, dramatic weight gain or weight loss may be a sign of other aging issues which need attention.

Clutter – If clutter in the home in excessive, this could be an indication of cognitive decline. Unopened mail, garbage in the sink and excessive clutter may indicate cognitive decline and behavior changes.

Poor hygiene –The inability to easily get in or out of a tub or shower could be a sign the person needs assistance. If a physical issue does not exist, it could indicate early dementia or Alzheimer’s.

“None of us can deny that we will get older. Even if we are in outstanding health, longevity, in itself, is a risk of needing long-term care due to frailty from excessive age or cognitive decline,” McCann said. “Affordable Long-Term Care insurance is the easy solution to protect savings and reduce the stress and burden on family members.”

Discover how easy and affordable Long-Term Care Insurance can be. Start your online research prior to retirement.

Licensed nationwide, McCann works with the major insurance companies. With 20 years of experience, he assists people with his unique method where they speak with him on the phone while seeing his computer screen on their computer. He recommends these reference websites for research:

LTC News offers articles and resources: www.ltcnews.com

US Department of Health and Human Services: https://longtermcare.acl.gov

Free Long-Term Care Insurance Quotes: www.takechargeltc.com

McCann’s website also features numerous resources.

McCann Insurance Services: 866.751.7957: www.mccannltc.net