Some people think of Long-Term Care Insurance as nursing home insurance. The reality is LTC insurance actually helps people avoid a nursing home.
A report from the American Association for Long Term Care Insurance (AALTCI) finds most LTC insurance claims are for care at home.
“Affordable Long-Term Care Insurance provides you and your family with choice. You will have the resources for quality care and the choice where you want to receive those services. The financial costs and burdens of aging are tremendous, an advance plan will protect assets and ease the burden on family,” said Matt McCann, a nationally known expert on long-term care planning.
These policies will pay for all areas of home care, which is supportive care provided in the home. This can include care provided by licensed healthcare professionals or non-medical care and assistance such as cleaning the home and preparing meals.
Other areas of home care include support and companionship services.
Most states have partnership plans that provide dollar-for-dollar asset protection.
Single premium plans with death events are also available, as well as short-term plans with relaxed underwriting requirements. McCann says most people start planning well before retirement.
McCann helps clients nationwide as one of the few specialists in the country.
The AALTCI suggests working with a specialist in long-term care, like Matt McCann, who represents the top companies and has substantial experience in LTC insurance.
McCann speaks with clients on the phone and has the ability to share his computer screen from a special link from his website. This allows clients to fully learn and understand their options, ask questions and get professional recommendations.
McCann Insurance Services finds the best coverage at the best value for its clients.
People are living longer. LTC insurance protects your income and savings and is a key part of a successful future retirement.
McCann recommends several reference websites for research:
LTC Planning News offers articles and resources: www.longtermcareplanningnews.com
US Department of Health and Human Services: www.longtermcare.gov
Free LTC Insurance quotes: www.quoteonltc.com
McCann’s website also features several outstanding resources: www.mccannltc.net
McCann Insurance Services, 866-751-7957, www.mccannltc.net