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Young Adults Delaying Homeownership

By S.E. Slack Homeownership has dropped among young adults, according to the Federal Reserve Bank of New York. Due in part to the recession, young adults have delayed many of the traditional hallmarks of adulthood—such a buying a home or starting a family. Aaron Terrazas, a mortgage analyst with real estate firm Zillow, says that in 2012, about two-thirds of young adults had achieved one or both of these hallmarks, compared with three-quarters a generation ago. “The share with both a house and children has plummeted from 31 percent in 1990 to 21 percent in 2012,” says Terrazas. “What is striking, however, is that when it comes to choosing either a house or children, more young adults seem to be opting to become homeowners.” The share

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