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Letter: Former benefits executive weighs in on Obamacare

Published: Friday, Oct. 25, 2013 12:20 p.m. CST

To the Editor,

Obamacare is the pseudo name for the Patient Protection and Affordable Care Act. They are the very same. It’s a constitutional law.

The act expands benefit coverage opportunity to health care consumers who are ineligible for medical care. It also intends to reduce cost burdens on those who pay premiums for care, e.g., if enough people either enroll for coverage, or choose to pay the much lower tax (or penalty) for not electing coverage. The penalty will help the cost burden if the latter did need some form of medical care.

The economic downturn left many people without jobs, facing home foreclosures, homelessness, and many with serious illnesses. State and federal government revenues have decreased tax revenue.

This means governments must look at revenue alternatives.

The people hopefully are their first priority, but it appears a daunting task because the economy is returning slowly, impacted by natural disasters, business closings and international downturns.

The Affordable Care Act offers medical coverage to millions of uninsured persons who use emergency care privileges annually, many on a regular basis.

No one knows when he or she may be faced with a serious illness or tragic accident that requires unaffordable medical care; or necessary but ineligible treatment.

Washington and state politicians have their healthcare covered by the taxpayer. They have very good benefit coverage. However, many do not have a very clear understanding of what the average person’s life is like without health care.Yet, they give rhetoric to the act.

Many politicians are caught between what is right for their home constituents and the lobbyists for big business. Some employers could be impacted by the act.

Like personal changes in our lives, newly established laws create challenges and issues. They need continuous review, clarification, modification and simplification.

Just as when other programs, Social Security, Medicare, Military Benefits, and ERISA, e.g., employer health insurance, was put into place, we faced many challenges and continue to make modifications due to complexity.

No pain no gain is something to think about. Don’t stop a positive gain.

Sandra Tipton, Retired Benefits Executive, Westmont

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