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Bolingbrook-based Community Service Council expands foreclosure services

Published: Friday, Oct. 25, 2013 12:27 p.m. CDT

BOLINGBROOK – Over the last four years, the Community Service Council of Northern Will County has rapidly expanded its services to assist individuals facing foreclosure.

On Tuesday, the Bolingbrook-based nonprofit organization held a ribbon cutting, celebrating the beginning of the Your Home purchasing program, a comprehensive counseling regimen that teaches residents how to build credit, how to budget and how to make a down payment.

The nonprofit offers clinical counseling, court-ordered assessments and evaluation, outreach for grief counseling and support for the caregivers of seniors, as well as parenting classes and seminars for schools and parents.

Direcor Robert Kalnicky explained that there was an increasing need for comprehensive housing counseling.

“A lot people were getting in over their heads, being foreclosed upon, not knowing why,” he said. “We wanted to create an open dialogue and be the agency that stabilized the community.”

Established as a nonprofit in 1978, the Community Service Council of Northern Will County has provided housing services for several years, but expanded the program in 2010 during the recession.

Headquartered in Bolingbrook, the CSC serves patrons in Bolingbrook, as well as Romeoville, Lockport, Plainfield, Lemont and Naperville.

Thanks to private donations and federal grants from the U.S. Department of Housing and Urban Development, the council allocated in-office services to people facing foreclosure.

The CSC also took an active role in Illinois Hardest Hit, a statewide program assisting low- and moderate-income families across the state with temporary mortgage payment assistance while they work to regain sufficient income to pay their mortgage.

Now, with the implementation of the Your Home purchasing program, the CSC is educating the potential first-time homebuyers on procedures and requirements of making their initial home purchase and informing them about budgeting processes to help prevent occurrences of a negative financial situation.

“The economy is turning around but there is still work to be done,” Kalnicky said. “The housing crisis is not something that is routinely talked about in the schools. The CSC strives to be an educator as well as a mediator and a counselor.”

For more information about the Community Service Council of Northern Will County and a full list of provided services, visit thecsc.org.

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